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Psychotherapy is an investment of time and energy for both people. You may have been struggling for a long time, or you may be newly-diagnosed with an illness or disorder. Either way, you deserve the time and energy it takes to work on yourself. It may be hard at times, but it will be worth it.
If you have Cigna, Regence BCBS, or Premera BCBS:
I have partnered with Float, a healthcare billing and payment platform on a mission to make it easy to access and afford care with the clinician of your choice, regardless of your insurance plan! Float has various service offerings that include determining your out-of-network benefits, paying your insurance company’s portion of the bill upfront, filing claims, handling reimbursement, and communicating directly with your insurance company.
To get started, verify your out-of-network coverage with Float’s no cost benefit check at https://patients.floatfi.com/check-benefits . Float will then check your insurance and provide you with an overview of your out-of-network benefits including your deductible details, any accumulation you have made towards your deductible, and your coinsurance rate. Once your deductible is met, Float can cover your insurance company’s portion of the session fee upfront, reducing your out-of-pocket expenses.
To find out what your insurance may cover, use the Mentaya Health widget above. If that doesn’t work, or if you want to double-check the information, contact your insurance and ask if you have out-of-network mental health coverage. If you need to provide a “CPT code” or a “service code” you can provide the following codes:
You may also want to mention the type of license that I have to ensure services with my type of credential are covered. I am a Licensed Professional Counselor (LPC) in Oregon and a Licensed Mental Health Counselor (LMHC) in Washington.
Other things you may want to ask about are:
Contact me if you would like more guidance on how to figure out what your insurance will cover.
To cancel a scheduled therapy session, I require a minimum of 24 hours notice in advance of your session. If you don’t show up to a scheduled session, I will charge you the full session fee for the missed session. If you cancel the session with less than 24 hours’ notice, I will charge you 75% of the full session fee.
